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1-26-27 - Protecting Small Businesses and Non-Profits from the New Legal Land Mines

January 26, 2027 11:30 AM - 1:15 PM (EST)

Description

Ed Bowman of Cumberland Mutual, Speaker 

There are threats out there that small businesses do not prepare for that can often be much more devastating than and slip and falls, because there may be limited or no insurance for them under standard liability policies. Some of these claims include:  Copyright Infringement, ADA violations, consumer fraud, and cyber issues. 

•        ADA Violations

For the last several years a select number of attorneys have been running the “ADA set up”. They send a disabled person into a business or access their web site. They will look for ADA violations and report them to the attorney. The attorney will send a letter or simply sue without further notice demanding the violation be cured and compensation, usually between $20,000-$30,000. You do not have to prove a denial of service. Damages are presumed and attorneys’ fees are awarded. And, you have to correct the deficiency.  This is generally not covered by insurance. 

•        Consumer Fraud

Many contractors do not comply with state statutes in contracting with consumers. When they get into a dispute with a customer, the customer goes to a lawyer who discovers that the contract is not in compliance and sues for consumer fraud. If they win, they get three times the actual damages and attorney’s fees. This is generally not covered by insurance. 

•        Cyber 

Cyber claims are on the rise. When a business has a cyber-attack, not only does it shut down their operation it could result in as liability claim if customers, suppliers or other parties are impacted.

Time

Networking, sign-in, salad bar:  11:30 to Noon. Meeting and lunch noon to 1:15.

Pricing

The attendance fee is $35 for Chamber members and $40 for non-members. The $5 discount for members will be applied at checkout as long as your name and email are associated with a current member of the Chamber.

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Contact Information

Bridgeton Area Chamber of Commerce
Name: Laurie LaTorre
Phone: 856-455-1312
Email: bacc@baccnj.com

The attendance fee is $30 for Chamber members and $35 for non-members. The $5 discount for members will be applied at checkout as long as your name and email are associated with a current member of the Chamber.

If you are registering people from your business who are not in the contacts for the business, please add them to your contacts first or contact the Chamber office and we will do it. You only receive the $5 member discount for people whose names and emails are listed in your business's profile with the Chamber.

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